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Understanding home equity loans and lines of credit aarp. When you want to cash in on your home's value without selling it, you may consider getting either a home equity loan or a home equity line of credit (heloc). But how. Pnc home equity loans leverage your equity for repairs.. A home equity loan or a home equity line of credit are loans/cash advances made to a person based upon the amount of equity he/she has in the home. The loan is collateralized by the equity in the house and the lender places a secondary lien. Capital one home equity. Leverage your equity for repairs. Explore pnc home equity loans. Home equity loans and credit lines consumer information. Home equity loans. A home equity loan is a loan for a fixed amount of money that is secured by your home. You repay the loan with equal monthly payments over a fixed. Home equity loan lendingtree. A home equity loan is a 2nd lien (or 3rd, etc) against the equity (market value mortgage balance = equity) in your home. It is a mortgage, but (most times) in a different form. Frequently, helocs (home equity line of credit) is a loan.
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